College isn’t what’s bankrupting people. Bad college choices are. Her degree cost $208,000. She's paying out-of-state tuition at $52,000 a year. Then people turn around and say, “College is impossible to afford.” No. You chose a school that didn’t fit your budget. Want to graduate without a mountain of debt? Stay in-state. Apply for scholarships. Work while you’re in school. Pick a college you can actually afford. The problem isn’t college. The problem is thinking you’re entitled to a brand-name