In 2026, insurers might know more about you than you know about yourself. Applying for life insurance used to require a weeks-long endurance test of paperwork, blood draws and urine samples. But ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

If your sex assigned at birth doesn’t align with your gender identity, it could feel upsetting, awkward or confusing to answer questions about gender on a life insurance application. Your gender ...

What Is No-Exam Life Insurance? No-exam life insurance is exactly what it sounds like: Life insurance that does not require a life insurance medical exam. No-exam life insurance is best suited for ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

A life insurance policy provides money for your dependents if you die prematurely. The earlier you buy a life insurance policy, the cheaper it is, regardless of the coverage amount. While life ...

Ladder sells term life insurance online without a medical exam, but the company doesn’t sell permanent policies. Many, or all, of the products featured on this page are from our advertising partners ...

Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Edited By Written by Insurance Deputy Editor, Buy Side Jennifer ...

Life insurance rates may be higher if you have overweight or obesity, because companies take your weight and height into account when setting premiums. This is because having overweight or obesity can ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John was formerly staff writer at ...